Welcome to the Minnesota Secure Choice Retirement Program

The easy way to save for retirement

Minnesota Secure Choice is a new retirement savings program, overseen by the Minnesota Secure Choice Retirement Board.

Here in Minnesota, nearly one third of employers do not offer retirement benefits. Minnesota Secure Choice was created to help bridge our state’s retirement gap.

Minnesota Secure Choice Retirement Program is also available for:

  • Minnesota workers whose employers do not offer a workplace retirement plan

  • Self-employed individuals

  • Others who want an easy way to save in an Individual Retirement Account (IRA) they can take wherever their career leads

city skyline along biking path

Great benefits to help you succeed

Employer benefits

  • No employer match or employer fees

  • Getting started is fast and easy

  • Works seamlessly with your payroll process

  • Stay competitive by offering a great benefit to your employees

  • Requires very little time and administration

Saver benefits

  • Secure, simple way to save for retirement

  • Your account stays with you through career changes without complicated rollovers

  • Customizable contribution amounts to meet your needs

  • It’s voluntary — stay enrolled automatically or opt out and re-enroll later

  • Access to online tools and real people trained to answer
your questions

Expanding access to retirement savings in Minnesota

About 40% of American adults have no money set aside in a retirement savings plan.1 The Minnesota Secure Choice Retirement Program can help you save for a more financially secure future. 

Want even more info?

Download additional information about the Minnesota Secure Choice Retirement Program.

Reference

1. “What Percentage of Americans Have a Retirement Savings Account?,” Gallup, 2 June 2025.
https://news.gallup.com/poll/691202/percentage-americans-retirement-savings-account.aspx